Reaching financial clarity
The first time I heard about financial planning was when I first saw Suze Orman appearing as a guest on the Oprah Winfrey show. She was coaching a college girl who was struggling with credit card debt and managing her finances. While watching, I remember feeling puzzled. How can someone be allowed to overspend like…
Juggling household and work My mother was a working mother and also managed to make home cooked meals daily except on Sundays. Her daily routine includes managing the household and still doing her best at her day job. Making it look so easy for us. But when it was my turn, I just felt overwhelmed…
I was married at a very young age and did not have much savings to start with. Being young I admit I was very optimistic about my future and I have always believed I can get through it all despite being young. The challenges of Motherhood have been the inspiration for me to manage my…
Congratulations on the bundle of joy! You got 9 months to decide where to give birth. Setting up the perfect budget before giving birth. No insurance companies in Malaysia covers cost of birth (why not???) and if you are lucky some big companies does offer cost of birth to their staffs or their partner. But…
The first time I heard this statement was for an Introduction talk on teaching kids how to handle money. The speaker ask us to repeat this statement again and again reminding that every time we are out preaching is all about the kids. The kids are always the priority. Till today I still remember and…
I fell in love with the idea of helping people to get back on track to manage their finances! I was obsess with her show since then. Watching every episode that she appears on Oprah. It was very interesting and I really wanted to pursue a career exactly just like that! I still clearly remember…
The advice I got from my mentor on career advancement is to never stop reading. The news, articles and books. She will frequently suggest books or provide me books from the library for me to read. What I lack in years of experience I’ll replace it by reading. She always warn me not to waste…
One of the top factors that cause financial problems for Malaysians is poor financial planning, the high cost of medications, business failure, and uncontrolled credit cars usage. The rise in number of bankruptcy in Malaysia amongst Millenials have reached 25,000 (as of June 2015; The Star). Many feel trap in this financial wheel and your…
I have two kids and I am 27. I have a 8 to 5 job, I teach English part time and I sell frozen food (kuih) part time too. Graduated a degree in Business Administration (Islamic Financial Plan) and it has been 5 years since I left school. I still feel bad looking and my…
I have always been insecure about my money decision and my money management skills. I always thought for the longest time that I am financially doom because I the life choices I made. For the longest time I thought the road that I have choose was a mistake. Excuses over excuses I gave myself and…